Insurance and Payment Options

Dental treatment is an excellent investment and it is important to be able to schedule treatment and care right away.  So that financial considerations should not be an obstacle to obtaining the care you deserve, we offer several financial options.

Patient Financials and HIPPA(read only).doc

INSURANCE

Birch Lake Dental works with many insurance plans. Whether or how your claim will be reimbursed is dependent on the details of your particular plan. Refer to your plan benefit manual, your insurer’s website, or call the number on the back of your insurance card for details about your specific benefits.

We are happy to process your insurance claims to maximize your benefits. Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance contracts. As a service to our patients, we will bill insurance companies for services and allow them 45 days to render payment. After 45 days, you are responsible for the entire balance, paid-in-full. If you have any questions, our courteous staff is always available to answer them.

For those who do not have insurance we offer the Healthy Smile Program.

FINANCIAL AGREEMENT

Patients are expected to pay for our services at the time they are rendered.  For our patients who have dental insurance we will file the claims to your insurance and provide as much information as needed to process the claim.  When the insurance pays a claim we will reimburse the amount paid by your insurance company.  Payments may be made using cash, check, Visa, MasterCard, Discover and /or American Express.  We also offer CARE CREDIT for financing options that are available only for health care expenses. 
Optional payment terms:
  1. Full payment with credit card/cash/check discount: We accept full payment by Visa, MasterCard, Discover and American Express.  If you choose to prepay for services using your credit card, we will extend a 5% courtesy.
  2. Term Loan:  By arrangements with Care Credit we can offer patient upon approval, an interest-free term loan (up to 18 months interest free) with no down payment, no annual fee and no prepayment penalty.  Ask us how to apply.
We apologize that we are not providers for state funded plans such as Civic Smiles, Ucare, MA, Blue plus and Medicare .  We are would be happy to see you for your dental needs, you would need to pay for your services at the time of appointment.
 
Call member services on the back of your card to check your coverages here at our clinic. 

PAYMENT OPTIONS

We gladly accept: Cash, Checks, American Express, Mastercard, Visa, and Discover.  We also accept Care Credit.